Should I purchase sewage backup insurance?

Did you know that if sewage backs up into your home, insurance does not generally cover damage and cleanup costs? In most instances, if a backup occurs, the homeowner is responsible for repair, cleanup and replacement costs, including the arrangement of repairs and cleanup. Most insurance companies offer optional backup coverage on homeowner policies to protect your home in the case of a potential backup. Please contact your insurance agent for coverage premiums and deductibles.

Show All Answers

1. What is a private sewer lateral?
2. What is the purpose of SD1's private lateral repair program?
3. What is the responsibility of private property owners?
4. What are the signs of a defective private sewer lateral?
5. What should I do if I suspect my sewer lateral is defective?
6. What is SD1's role in the private lateral repair program?
7. What is the role of the participating public roadway owners?
8. How are private sewer lateral repairs prioritized?
9. How can I maintain my private sewer lateral?
10. What should I do if I experience a backup, overflow or pavement failure?
11. If I need a plumber, what are some factors to consider when choosing a service provider?
12. Should I purchase sewage backup insurance?